A flagship mission implemented by MoHUA, addressing urban housing shortage. The beneficiaries include Economically Weaker Section (EWS) / Low Income Group (LIG) and Middle Income Group (MIG) categories, including slum dwellers, by ensuring a pucca house to all eligible urban households by 2022. All eligible beneficiaries under all components of the scheme should have an Aadhaar/ Aadhaar Virtual ID. The Mission, as per Census 2011, covers the entire urban area consisting of Statutory Towns, Notified Planning Areas, Development Authorities, Special Area Development Authorities, Industrial Development Authorities or any such authority under State legislation which is entrusted with the functions of urban planning & regulations.
The objective of the scheme is to improve the affordability of land and property amidst the continuous surge in prices.
The family identifies as one of the following –
a) Economically Weaker Section (EWS): households with annual income up to ₹ 3,00,000.
b) Low Income Group (LIG): households with annual income between ₹ 3,00,001 and ₹ 6,00,000.
c) Middle Income Group-1 (MIG-1): households with annual income between ₹ 6,00,001 and ₹ 12,00,000.
d) Middle Income Group-2 (MIG-2): households with annual income between ₹ 12,00,001 and ₹ 18,00,000.
2. The applicant or his/her family members must not be owning a pucca house in any part of the country.
3. The family must comprise of husband/wife and unmarried children.
4. The town/city in which the family resides must be covered under the scheme.
5. The family MUST NOT have previously availed the benefits of any housing-related schemes set up by the Government of India.
Step 1: Visit the Official Website of PMAY-Urban.
Step 2: Select the ‘Citizen Assessment’ option and click on the applicable choice: “For Slum Dwellers” or “Benefits under other three components”.
Step 3: Enter your Aadhaar Card details. This will redirect you to the online application form. In the form, fill in all the mandatory details, and upload the required documents. The details to be filled include name, contact number, other personal details, bank account and income details, among others.
Step 4: At the bottom of the form, click ‘Save’ and enter the Captcha code. The application is now complete and a print can be taken at this stage for future reference.